Buying Cars and getting Credit has become tougher than ever. But we have options - good ones.

As we all know, the economy isn't in the best shape right now. The carmakers are in trouble and banks have pulled back hard on all of the lending, from home mortgages to car loans. And that's unfortunate for us auction hunters because there has NEVER been such a flood of cheap, almost-new cars to the auction scene as there is right now. Never. The opportunities out there are so ripe, it's unbelievable. All you have to do is look. The deals are literally everywhere.

The situation with banks, however, has made things a little tougher on us. When you go to an auction or prepare to bid on an online car auction, you need to have some plan on how to get your hands on the money to pay for your new car. You may have just landed a 2007 Toyota 4Runner for $4,500 at auction, but if you only have $1,200 in cash, you're going to have to come up with $3,300 somewhere! If you can't, then you won't be able to seize on these incredible deals.

The obvious solution is to get a simple car loan. But, as we know, getting a loan out of a bank these days can be a huge chore, and one that just isn't possible sometimes. And the best way to approach these car auctions is to do so with the financial side of the car purchase already set up to some degree, so the deal doesn't fall out from under you once you nail that perfect car at auction.

To that end, I've been looking for a great source for car loans - a place that is still lending ordinary people money to make their lives go around and keep cars - nice cars - in their garages. My conclusion is this: There is still lending going on out there, but you have to know where to go. So who still has their lending doors wide open? DriverLoans.com

This place is the No. 1 Auto Loan Network in the nation and it is still humming on all cylinders. Better yet, they're ready to help you get into the car you want at an affordable price. They will work with anybody.

I would not recommend this place unless I knew its application process was FREE and came with no obligations. It takes a minute to apply at DriverLoans.com. There are no hidden fees. Their computers can tell you very quickly what they can do for you. Again, the application is free and it takes no time whatsoever. Even if you're not sure that you're going to buy a car, getting your loan material in order is always a good thing. Then if you stumble into an auction bargain, you'll be ready!

So fill out an application here and then see my AUCTION RATINGS above and get searching!